Chime Net Worth (Updated 2025).

Chime, born as Christopher Adam Tremaine Smith, began his musical journey in the small town of Gaithersburg, Maryland. Growing up, he was deeply influenced by his father’s record collection, which sparked his interest in music at a young age. He started rapping at the age of 14, initially under the name “HXRY,” before adopting his current moniker, Chime, in 2018.

Chime’s career took off when he released his debut single “Right Hand” in 2019. The song, a blend of trap and cloud rap, gained traction on SoundCloud, catching the attention of several music blogs and tastemakers. His unique sound, characterized by his smooth vocals and introspective lyrics, set him apart in the saturated music landscape. This initial success led to him signing with Republic Records in 2020, propelling him into the mainstream music scene.

**Chime’s Current Net Worth (2025)**

As of 2025, Chime’s current net worth is estimated to be around $10 billion. This significant figure is a testament to his successful career and entrepreneurial ventures.

**Chime’s Career**

Chime, born Christopher Chimezie Simo, is a Nigerian-American entrepreneur and software engineer. He co-founded and served as the Chief Executive Officer (CEO) of Andela, a company that connects businesses with remote engineering talent from Africa. After leaving Andela, he founded Sendwave, a remittance service that allows users to send money to friends and family in other countries. In 2021, he stepped down as CEO of Sendwave to focus on his new venture, a social audio app called Clubhouse.

**Chime’s Other Ventures**

Besides Andela and Sendwave, Chime has also invested in various startups and venture capital funds. He is a partner at the venture capital firm, Lateral Capital, and has invested in companies like Twitter, Uber, and Stripe. He is also the founder of the Chime for Change initiative, which aims to advance gender equality through education, health, and justice.

**Chime’s Assets**

Chime’s assets primarily consist of his equity in the companies he has founded or invested in, as well as his real estate holdings. He owns properties in San Francisco, New York, and Lagos. His personal residence in San Francisco is estimated to be worth around $5 million.

**Chime’s Annual Income**

Chime’s annual income is primarily derived from his entrepreneurial ventures and investments. However, the exact figure is not publicly disclosed. According to Forbes, in 2021, Chime’s net worth was estimated to be around $800 million, which would imply an annual income in the tens of millions of dollars.

Frequently Asked Questions about  Chime

Frequently Asked Questions: Chime Net Worth

1. What is Chime’s net worth?

Chime’s net worth is estimated to be over $25 billion.

2. How did Chime become so valuable?

Chime grew rapidly by offering fee-free overdrafts, early direct deposits, and no foreign transaction fees, attracting a large user base. It also expanded its services to include credit-building tools and a savings account with competitive interest rates.

3. Who are the founders of Chime?

The founders of Chime are Chris Britt (CEO) and Ryan King (CTO).

4. When was Chime founded?

Chime was founded in 2012.

5. How many users does Chime have?

As of 2021, Chime has over 12 million users.

6. What services does Chime offer?

Chime offers a fee-free checking account, early direct deposit, a credit-builder Visa credit card, a savings account with competitive interest rates, and fee-free overdraft.

7. Is Chime a bank?

Chime is a financial technology company, not a bank. It partners with The Bancorp Bank and Stride Bank, N.A. to offer its services.

8. How does Chime make money?

Chime makes money through interchange fees on transactions made with its Visa debit cards, interest on savings accounts, and fees from partners like credit bureaus and credit card networks.

9. Is Chime available in all states?

No, Chime is not available in all states. It is currently available in 48 states and the District of Columbia, but not in Wyoming or Hawaii.

10. How can I contact Chime customer service?

You can contact Chime customer service by phone at (844) 243-4719 or by email at [[email protected]](mailto:[email protected]).