Capital One Bank Net Worth (Updated 2026).

Capital One Bank, a name now synonymous with financial services, had humble beginnings in 1988. It was founded by Richard Fairbank and Nigel Morris, two former executives of Signet Bank, who envisioned a new kind of bank that would leverage technology to provide innovative financial solutions. They started with a simple idea: to use data and analytics to understand customers better and offer tailored products.

The duo launched their first credit card product, called the “Capital One BankCard,” in 1994. This was a significant milestone, as it was one of the first credit cards to use a customer’s credit score to determine the interest rate. This innovative approach, coupled with aggressive marketing strategies, helped Capital One gain traction in the market. By the end of the 1990s, Capital One had become a household name, known for its catchy television commercials and unique approach to banking.

Capital One Bank’s Current Net Worth (2025)

As of 2025, Capital One Bank’s net worth stands at approximately $38.5 billion, according to the latest available information. This figure reflects the bank’s robust financial health and stability in the competitive banking sector.

Capital One Bank’s Career

Capital One Bank, founded in 1986, has grown to become a major player in the U.S. banking industry. It offers a wide range of financial products and services, including credit cards, banking, and loans. The bank is known for its innovative use of data and analytics to provide personalized customer experiences.

Other Ventures

Beyond its core banking operations, Capital One has ventured into other areas. It has invested in digital platforms like the online bank INGDirect and the digital lending platform Kabbage. Additionally, Capital One has a strong focus on technology, with a significant presence in the tech hub of Richmond, Virginia.

Assets

As of 2021, Capital One’s total assets were valued at around $400 billion. This includes assets under management, loans, securities, and other investments. The bank’s diversified asset portfolio contributes to its financial strength and resilience.

Annual Income

In 2021, Capital One reported an annual net income of approximately $7.5 billion. This figure reflects the bank’s strong financial performance and its ability to generate revenue through its various products and services.

Frequently Asked Questions about  Capital One Bank

Frequently Asked Questions: Capital One Bank Net Worth

1. What is Capital One Bank’s net worth?

Capital One Bank’s net worth is estimated to be over $38 billion.

2. How many branches does Capital One Bank have?

Capital One Bank operates over 750 branches in the United States.

3. What is the history of Capital One Bank?

Capital One Bank was founded in 1986 and has since grown to become one of the largest banks in the U.S.

4. What types of accounts does Capital One Bank offer?

Capital One Bank offers a variety of accounts including checking, savings, money market, and certificate of deposit (CD) accounts.

5. Is Capital One Bank FDIC insured?

Yes, Capital One Bank is FDIC insured up to $250,000 per depositor, per account category.

6. What is the Capital One Bank routing number?

The Capital One Bank routing number varies by state. You can find your specific routing number on your checks or by contacting Capital One Bank directly.

7. How can I contact Capital One Bank customer service?

You can contact Capital One Bank customer service by phone at 1-877-782-9002 or through their online customer service portal.

8. What are the Capital One Bank hours of operation?

Capital One Bank’s hours of operation vary by branch. You can find the hours for your specific branch on their website or by contacting the bank directly.

9. Does Capital One Bank offer online banking?

Yes, Capital One Bank offers online banking services, including online bill pay, account management, and mobile banking.

10. What is the Capital One Bank headquarters address?

The Capital One Bank headquarters is located at 1680 Capital One Drive, McLean, VA 22102.