Capital One Net Worth (Updated 2026).

Capital One, a prominent name in the banking and financial services industry, was founded in 1988 by Richard Fairbank and Nigel Morris. The duo, with a vision to revolutionize the credit card industry, started the company in Richmond, Virginia. Initially, Capital One focused on using innovative data analytics and technology to provide credit card services, a strategy that set it apart from traditional banking institutions.

The company’s first major breakthrough came in the early 1990s when it introduced the “What’s in Your Wallet?” advertising campaign. This marketing strategy, featuring the iconic “waah waah” sound, became a cultural phenomenon and significantly increased Capital One’s brand recognition. By the late 1990s, Capital One had expanded its services to include auto loans, banking, and home loans, establishing itself as a major player in the financial services sector.

Capital One’s Current Net Worth (2025)

As of 2025, Capital One’s current net worth is approximately $38.5 billion. This figure is based on the latest available information and reflects the company’s total assets minus its total liabilities.

Capital One’s Career

Founded in 1986, Capital One has grown from a small auto lending company to a global financial services firm. It’s known for its innovative use of data and analytics to drive decision-making, and has expanded its offerings to include credit cards, banking, and loans.

Other Ventures

Beyond its core financial services, Capital One has ventured into technology and digital platforms. It’s invested in digital banking startups and has its own tech hub, Capital One DevExchange, fostering innovation and collaboration.

Assets

Capital One’s assets include its extensive customer base, with over 65 million customers worldwide. Its portfolio consists of credit card, retail banking, and commercial banking services. Additionally, it holds significant real estate, including its headquarters in McLean, Virginia.

Annual Income

In 2024, Capital One’s annual income was around $25.1 billion. This figure is based on the company’s total revenue for that year and reflects its diverse range of financial services and products.

Frequently Asked Questions about  Capital One

Frequently Asked Questions: Capital One Net Worth

1. What is Capital One’s net worth?

Capital One’s net worth is estimated to be around $38.5 billion.

2. How does Capital One compare to other major banks in terms of net worth?

Capital One is one of the largest banks in the U.S., but it’s smaller than some of the largest banks like JPMorgan Chase ($361 billion) and Bank of America ($325 billion). However, it’s larger than many regional banks.

3. What are Capital One’s main sources of income?

Capital One generates income primarily from credit card operations, consumer banking, and commercial banking. It also has a significant presence in auto lending and home loans.

4. How has Capital One grown over the years?

Capital One was founded in 1988 and has grown significantly through a combination of organic growth and acquisitions. It has expanded its product offerings and geographic reach over the years.

5. What is Capital One’s market capitalization?

As of recent data, Capital One’s market capitalization is around $22.5 billion.

6. How does Capital One’s net worth compare to its market capitalization?

Capital One’s net worth is higher than its market capitalization, indicating that the company’s assets are valued more by its accounting than by the market.

7. What is Capital One’s revenue?

Capital One’s total revenue for the latest fiscal year was around $28.7 billion.

8. How does Capital One compare to other banks in terms of revenue?

Capital One’s revenue is larger than many regional banks but smaller than the largest U.S. banks. For instance, JPMorgan Chase had revenue of $121.1 billion in the same period.

9. What is Capital One’s profit margin?

Capital One’s net profit margin is typically around 10-15%.

10. How does Capital One’s profit margin compare to other banks?

Capital One’s profit margin is similar to many other large banks. For example, JPMorgan Chase and Bank of America have net profit margins around 15-20%.