Acorns Net Worth (Updated 2025).

Acorns, a unique micro-investment platform, was launched in 2012 by husband-and-wife duo, Jeff and Walter Cruttenden. The idea was sparked when Jeff, a former CEO of a brokerage firm, realized that many people were interested in investing but found the process intimidating and expensive. He envisioned a platform that would make investing accessible to everyone, regardless of their financial background or the amount of money they had to invest. Thus, Acorns was born, aiming to democratize investing by breaking down barriers and making it easy for anyone to start.

The platform gained traction through its innovative “Round-Ups” feature, which allows users to invest their spare change from everyday purchases. By rounding up transactions to the nearest dollar and investing the difference, Acorns makes it effortless for users to build their investment portfolios. This feature, along with its low fees and user-friendly interface, attracted a wide range of users, from young adults just starting their financial journeys to seasoned investors looking for a simple, automated way to grow their wealth.

**Acorns’ Current Net Worth (2025)**

As of 2025, Acorns, the micro-investing platform, is valued at approximately $2.2 billion, according to the latest available information. This valuation reflects the company’s growth and impact on the fintech industry since its inception in 2012.

**Acorns’ Career**

Acorns was founded by Jeff and Walter Cruttenden in 2012 with a mission to make investing accessible to everyone. The platform, which rounds up users’ spare change and invests it, has since grown to manage over $3 billion in assets. Acorns has also expanded its services to include retirement accounts and a debit card.

**Other Ventures**

Acorns has ventured into various initiatives to promote financial literacy and inclusion. These include the ‘Acorns Grow’ magazine, offering financial advice and education, and the ‘Acorns Later’ retirement account service. Additionally, Acorns has partnered with various organizations to offer its services to their employees.

**Assets**

As of 2021, Acorns managed over $3 billion in assets on its platform. This includes investments made through its round-up feature, one-time investments, and recurring investments. The company’s assets are primarily composed of exchange-traded funds (ETFs).

**Annual Income**

Acorns generates revenue through management fees, which are typically 0.25% of a user’s account balance per year. As of 2021, Acorns had over 8.6 million users, contributing to its annual income. However, the exact figure is not publicly disclosed.

Frequently Asked Questions about  Acorns

Frequently Asked Questions about Acorns Net Worth

1. What is Acorns’ net worth?

Acorns’ net worth is estimated to be around $1.3 billion.

2. How does Acorns make money?

Acorns makes money through subscription fees, investment advisory fees, and interest earned on cash balances.

3. What is the Acorns business model?

Acorns’ business model is based on micro-investing, where it rounds up purchases to the nearest dollar and invests the difference. It also offers tax-advantaged investment accounts and a debit card with cashback rewards.

4. Who is the founder of Acorns?

Walter W. Cruttenden III is the founder and CEO of Acorns.

5. When was Acorns founded?

Acorns was founded in 2012.

6. How many users does Acorns have?

As of 2021, Acorns has over 8.2 million investment accounts.

7. Is Acorns a robo-advisor?

Yes, Acorns is a robo-advisor, using algorithms to manage and invest assets on behalf of its clients.

8. What is the minimum investment required to start with Acorns?

The minimum investment required to start with Acorns is $5.

9. Is Acorns safe?

Acorns is a registered investment advisor and is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers if their brokerage firm fails. However, it’s important to note that SIPC protection does not cover losses due to market fluctuations.

10. How does Acorns differ from other investment platforms?

Acorns differs from other investment platforms by offering micro-investing, automatic investments, and a debit card with cashback rewards. It also targets a younger audience and those new to investing.